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Privacy Policy

Effective November 7, 2026. Text consent wording versions CWC SMS 2026 10 29 (Homebuying Game Plan), CWC SMS 2026 10 31 S (Get Started seller form), CWC SMS 2026 11 02 B (buyer consultation booking) and CWC SMS 2026 11 02 S (seller consultation booking).

This policy explains what information Close With Coby collects through closewithcoby.com, our forms and the Homebuying Game Plan, and through our calls, texts and email; how we use it; who we share it with; and the choices you have. Close With Coby is a real estate team of Virtual Properties Plus LLC, a licensed Georgia real estate brokerage, led by Coby Pegues. In this policy, "we", "us" and "our" mean Close With Coby. Our text messages are sent under our registered texting brand Pegway Real Estate Group LLC, the company that does business as Close With Coby.

What we collect

What you give us. Your name, email address and mobile number; a property address; what you want to buy or sell and when; and the answers you choose to give in the Homebuying Game Plan, such as county, target price or monthly payment, cash available, credit range, household size, income range, military service, VA disability compensation and public service role. The Game Plan shows your numbers before it asks for any contact details, and every answer beyond the contact details a form asks for is optional.

Your text consent. If you agree to receive texts, we keep a record that you agreed, the exact wording you agreed to, its version and the date and time.

What your browser sends. Pages you visit, the page that sent you here, your device and browser type, an approximate location based on your internet address, and campaign tags in the link you used. We use Google Analytics to count visits and the steps people take in the Game Plan. The Game Plan events we send to Google Analytics carry no name, email, phone number or income.

From UHome Mortgage, when you ask. If you are a UHome Mortgage borrower without a real estate agent and you ask to be introduced to Close With Coby, UHome Mortgage sends us your name, email and phone number.

About properties. Public records and listing data about homes, which may include owner names.

How we use it

  • To answer your request and contact you about it by phone, email or, with your consent, text.
  • To prepare your Game Plan, your Seller Options Report, home value reviews and side by side comparisons.
  • To represent you under a written agreement, and to keep the records our brokerage and Georgia real estate rules require.
  • To send you information you asked for, and occasional updates you can stop by replying STOP or unsubscribing.
  • To understand how the site is used and improve it.
  • To meet legal duties, prevent fraud, and protect you, us and others.

Your mobile number and text consent

We do not share or sell your mobile number or your text message consent with third parties or affiliates for marketing or promotional purposes. Text opt in data and consent are used only to send the texts you agreed to, through the service providers that deliver them for us. The full terms for our texts are on our Text Terms page.

Who we share information with

We do not sell your personal information. We share it only as follows.

  • Service providers working for us, under their own confidentiality and security terms: our website host and forms (Webflow), our customer records and texting system (HighLevel, through our technology provider, and the carriers that deliver texts), and email and analytics (Google).
  • Our brokerage, Virtual Properties Plus LLC, which supervises our work and keeps transaction records.
  • People in your transaction, at your direction: the lender you choose, the closing attorney, the other party's agent, inspectors, appraisers, insurance agents and similar providers.
  • UHome Mortgage, only when you ask. Coby Pegues owns UHome Mortgage LLC, so it is our affiliate. We share your information with UHome Mortgage only when you ask us to, for example to get a Loan Estimate, but not your mobile number or text consent for its marketing. You are not required to use UHome Mortgage to buy or sell with us.
  • When the law requires it, such as a subpoena or a request from a regulator, or to protect rights, safety and property.
  • If our business changes hands, to the new owner, who must follow this policy for the information we collected.

Cookies and analytics

We use Google Analytics, which uses cookies and similar technology to collect data about visits, such as pages viewed and device type, and sends it to Google for processing. You can block or delete cookies in your browser settings, and you can opt out of Google Analytics with Google's browser add on. Google explains its use of this data on its page How Google uses information from sites or apps that use our services. Our site does not change how it works in response to browser Do Not Track signals.

How long we keep it

We keep information as long as we need it for your request and for as long as our brokerage and Georgia real estate rules require us to keep transaction records. We keep text consent and opt out records for five years after your last text from us.

How we protect it

We use reasonable safeguards, including access limited to the people who need it and providers that encrypt data in transit. No system is perfectly secure. Please do not send Social Security numbers, account numbers or passwords through our forms, texts or email.

Your choices

  • Texts: reply STOP to any text to opt out, or HELP for help.
  • Email: use the unsubscribe link in any marketing email.
  • Access, correction and deletion: email coby@closewithcoby.com or call (470) 470 9984 to ask what we hold about you, to correct it, or to delete it. We delete what we can; records our brokerage or the law requires us to keep stay for the required period.

Children

This site is for adults buying or selling homes. It is not directed to children under 13, and we do not knowingly collect information from them. If you believe a child has given us information, contact us so we can delete it.

Other sites

Our pages link to other sites, such as UHome Mortgage, Google and the Georgia Department of Community Affairs. Their own privacy policies apply there.

Changes to this policy

When we change this policy, we post the new version here with a new effective date. If a change affects how we use information we already have, we ask for your consent where the law requires it.

Contact us

Close With Coby, a real estate team of Virtual Properties Plus LLC, 2750 Premiere Parkway, Suite 200, Duluth, GA 30097. Email coby@closewithcoby.com. Text or call (470) 470 9984.

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Virtual Properties Plus LLC

Broker (770) 495 5050

Real estate for metro Atlanta.

Text or call (470) 470 9984coby@closewithcoby.com
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Coby Pegues, Georgia real estate licensee 433009, Virtual Properties Plus LLC, 2750 Premiere Parkway, Suite 200, Duluth, GA 30097, (770) 495 5050. Equal Housing Opportunity.

Loans through UHome Mortgage, powered by Barrett Financial Group, L.L.C., NMLS 181106. Coby Pegues, NMLS 2556341.

Your lender is your choice. Finance with our preferred lender and you get full representation plus the closing credit. Use another lender and you get the same full representation, without the credit.

Coby Pegues owns UHome Mortgage LLC. You are not required to use UHome Mortgage as a condition of buying or selling a home with Close With Coby. An affiliated business disclosure is provided before any mortgage referral.

Fair Housing: Close With Coby follows the federal Fair Housing Act and the Georgia Fair Housing Law and does not discriminate on the basis of race, color, religion, sex, disability, familial status or national origin. Equal Housing Opportunity.

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