Metro Atlanta at dusk
Buying in metro Atlanta

Buy your next home with a plan, not a guess.

Homebuying. Affordability Without Limits. Real numbers before you tour, full representation through closing, and part of our commission back toward your closing costs.

Build your Game Plan. We will contact you the same day.

What makes buying expensive, and what we do about it.

Three things decide what a home really costs you: the monthly payment, the cash you need at closing, and the rate. We work on all three at once, because we are licensed on both sides of the purchase, real estate and mortgage. Two services. One experience.

Your real monthly number.

Payment with the property taxes and insurance for the county you are shopping in, not a national average.

Your cash to close.

Down payment, Georgia closing costs, prepaids, and what seller concessions, assistance programs or our rebate take off the top.

Your offer.

Price, concessions, rate buydowns, inspection and appraisal strategy, negotiated for you.

The Close With Coby Buyer Rebate, in dollars.

On a $350,000 home with a 3 percent buyer side commission, Community Heroes get $2,625 toward closing costs and every other qualifying buyer gets $1,575, when you buy with us and your loan is through our preferred lender. No cap. Not limited to first time buyers or by income.

Commission is negotiated in each buyer agreement and is not a standard rate. The credit is a percentage of the commission actually earned and cannot exceed what your loan program allows.

Your lender is your choice. Finance with our preferred lender and you get full representation plus the closing credit. Use another lender and you get the same full representation, without the credit.

See the Buyer Rebate

How buyer representation works now.

Since August 2024, buyers sign a written agreement with their agent before touring a home, and the agent's compensation is set in it. Ours is written in plain language, and so is the rebate. You know what we earn and what comes back to you before you see a single house.

Your buying plan in five steps.

Guides for your situation.

FAQ

Do I have to use your preferred lender to work with Close With Coby?

No. We represent you with any lender, with the same service. The closing credit applies only when your loan is through our preferred lender.

Do I need to be preapproved before we start?

No. We build your numbers first, and preapproval comes when you are ready to write offers.

What areas do you cover?

Twelve metro Atlanta counties: Douglas, Paulding, Carroll, Cobb, Fulton, Coweta, Fayette, Clayton, DeKalb, Henry, Gwinnett and Rockdale.

Who is my agent?

Coby Pegues, a licensed Georgia real estate agent and licensed mortgage loan originator, leads every Close With Coby purchase, with our team helping on showings and every step after.

Tell us what you want to buy and when.

We will contact you the same day.

Build My Homebuying Game Plan